Saturday, September 30, 2017

Hepatitis A cases surge in Colorado, El Paso County

Hepatitis A infections are surging this year across Colorado - with dozens of people most recently exposed at a Colorado Springs homeless shelter.
Across the state, one person has died and at least 57 people have tested positive for the liver disease this year - more than double Colorado's typical annual caseload, said Dr. Rachel Herlihy, the Colorado Department of Public Health and Environment's state epidemiologist.
El Paso County ranks as the hardest hit, with 12 cases so far this year, said Shannon Rowe, a county epidemiologist. Half of those people infected needed to be hospitalized, and all are recovering.
The surge comes as several other states deal with outbreaks of the virus, which is found in fecal matter and is spread through sex or through contaminated food or water. Poor hand washing is often to blame.
"What Colorado is experiencing is sort of mirroring what's happening across the country, and even actually in Western Europe, other parts of the globe as well," Herlihy said.
Some outbreaks, such as one San Diego, ran rampant through homeless communities.
In Colorado and El Paso County, most cases involved men having sex with men, or people visiting adult bookstores or adult arcades, health officials said.
Few of the infected people here have been homeless. But one who was recently forced El Paso County health officials to swiftly open two temporary clinics to halt its spread.
Last week, county health officials gave vaccination and immunoglobulin shots to 62 people exposed to a person with hepatitis A who stayed at the Salvation Army's homeless shelter, 709 S. Sierra Madre St.
That person had recently been in San Diego, though lab tests have yet to confirm whether that person's infection was linked to the outbreak there, Rowe said.
County health officials remain concerned that not everyone possibly exposed at the shelter received prophylaxis shots.
They are working with several homeless service providers to help them identify symptomatic clients. For example, the city's two largest homeless shelters have been asked to screen visitors for signs of the illness.
"We're trying to hit it from all the angles we can," said Danielle Oller, a county health department spokeswoman.
Health officials also are urging other residents to get vaccinated - especially those at higher risk for the disease. They include anyone in those affected populations, people with chronic liver disease or people traveling to places where the disease is common.
"It is a vaccine that is given now routinely to all children - but not all adults, because that recommendation has only been in place for a number of years," Herlihy said. "So we do know there is a substantial proportion of the adult population in Colorado that is quite vulnerable to infection."
The disease can damage the liver, and it can be deadly.
Symptoms include jaundice, fatigue, severe stomach pain, nausea and diarrhea. They typically don't show for two weeks to nearly two months after a person becomes infected - meaning people exposed to the disease can spread it without knowing they're sick. That makes controlling the virus difficult, Herlihy said.
Hepatitis A differs from hepatitis B and C in that it is not chronic - meaning people can recover and gain immunity from it.
The last time so many people in El Paso County were infected was in 2013, when 17 cases were reported. Eleven of those people were sickened in an outbreak tied to contaminated pomegranate seeds.

Trump seeks new health chief after Price resignation

WASHINGTON (AP) — President Donald Trump is seeking a new health secretary to take the place of Tom Price, ousted after an outcry over flying on costly private charters for official travel.
The Health and Human Services chief oversees a $1 trillion department, with 80,000 employees and jurisdiction over major insurance programs, advanced medical research, drug and food safety, public health, and disease prevention.
The administration will also have to contend with renewed scrutiny of Cabinet members' travel. Following news reports about Price, the House Oversight and Government Reform Committee launched a governmentwide investigation of travel by top political appointees.
Trump has named Don J. Wright, a deputy assistant secretary of health, to serve as acting secretary.
Mentioned as a possible permanent successor to Price is Seema Verma, a protege of Vice President Mike Pence. She now leads the Centers for Medicare and Medicaid Services, an HHS division that runs health insurance programs covering more than 130 million Americans.
Verma's immediate challenge is to manage the 2018 open enrollment season under the Obama-era Affordable Care Act, which Trump and the GOP-led Congress have been unable to repeal.
Another possible HHS candidate is FDA Commissioner Scott Gottlieb, who won some bipartisan support in his confirmation and is well known in policy, government and industry circles.
Price, 62, a former GOP congressman from the Atlanta suburbs, resigned Friday afternoon. His pattern of costly trips triggered investigations that overshadowed the administration's agenda and angered his boss. Price's regrets and a partial repayment couldn't save his job.
Price became the first member of Trump's Cabinet to be pushed out in a turbulent young administration that has seen several high-ranking White House aides ousted. He served less than eight months.
On Friday Trump called Price a "very fine person," but added, "I certainly don't like the optics" around his travels.
Price said in his resignation letter that he regretted that "recent events have created a distraction."
Privately, Trump had been telling associates in recent days that Price was overshadowing his tax overhaul agenda and undermining his campaign promise to "drain the swamp" of corruption, according to three people familiar with the discussions who spoke on condition of anonymity.
Price's repayment of $51,887.31 for his own travel costs did not placate the White House. The total travel cost, including the secretary's entourage, could amount to several hundred thousand dollars.
An orthopedic surgeon turned politician, Price rose to Budget Committee chairman in the House, where he was known as a fiscal conservative. When Price joined the administration, Trump touted him as a conservative policy expert who could write a new health care bill to replace the Obama-era Affordable Care Act.
But Price became more of a supporting player in the GOP's futile health care campaign, while Vice President Mike Pence took the lead, particularly with the Senate. The perception of Price jetting around while GOP lawmakers labored to repeal the Obama health law — including a three-nation trip in May to Africa and Europe— raised eyebrows on Capitol Hill. Price flew on military aircraft overseas.
But House Speaker Paul Ryan, R-Wis., said Friday that Price had worked hard to help that chamber pass its plan before the GOP effort reached an impasse in the Senate. "I will always be grateful for Tom's service to this country," he said.
Democrats were glad to see Price go. Some urged Trump to appoint an HHS secretary who would reach out to them.
"I hope President Trump learns from this mistake, and looks to appoint someone who can work in a bipartisan way to strengthen health care for all Americans," said Rep. Frank Pallone, D-N.J.
Price used private charter flights on 10 trips with multiple segments, when in many cases cheaper commercial flights were available. His charter travel was first reported by the news site Politico.
The controversy over Price was a catalyst for Congress launching a bipartisan probe of travel by political appointees across the administration. The House oversight committee has requested travel records from the White House and 24 federal departments and agencies.
Initially, Price's office said the secretary's busy scheduled forced him to use charters from time to time.
But later Price's response changed, and he said he'd heard the criticism and concern, and taken it to heart.
___
Associated Press writers Jonathan Lemire and Catherine Lucey contributed to this report.

Thursday, September 28, 2017

Make Happiness a Priority with 3 Strategies

Happiness is a combination of how satisfied you are with your life and how good you feel on a day-to-day basis, according to research compiled by Happify. While it varies from person to person, approximately 40 percent of happiness is controlled by your thoughts, actions and behaviors, meaning we are largely in control of our own happiness.
For most people, happiness is something we have to work at. It’s easy to dwell on the negative things around us or in our own lives, but part of being happier is recognizing that hardships and working through them are a part of life. At the core, happiness requires investment on your part – it’s imperative to take an active role in being happier.
Here are a few simple ways you can increase your happiness.

Focus on the good.

Concentrating on the good things in your life is an easy way to increase your happiness. Think about past experiences, future goals or plans and savor the moment you’re in. Dr. Fred Bryant, a professor at Loyola University Chicago, coined the term “savoring, ” in his research. He illustrated how people who regularly savor the moment are happier. This can be as simple as counting the times you smile or laugh in any given day. It might surprise you how quickly these moments add up throughout the day!

Find gratitude and optimism.

The practice of gratitude can increase happiness levels by around 25 percent, according to one study. Being thankful makes us recognize the kindness of the people around us. Thanks to genetics, some people do tend to be more optimistic than others, but did you know, the act of thinking about your future in a more positive light will lead to greater happiness? If you believe your goals are within reach, you’re more likely to reach them. Feeling hopeful and thankful are powerful contributors to your overall happiness.
Practice happiness.
There are a number of activities and simple exercises you can practice each day to increase your happiness instantly and over time. Start with a simple practice, like journaling. Digitally or by hand, think back on three things that make you happy each day. If you need some inspiration, check out The Five Minute Journal, which asks “What could I have done better today?” This simple question can push you to take a deeper look at how you can improve your own happiness. Giving back or to others can help solidify your own personal happiness too. The act of giving a loved one a gift or spending time doing community service in your neighborhood makes us feel more connected to the world around us and strengthens our relationships and bonds.
Throughout life we will have moments of higher levels of stress and lower levels of happiness; the key to being a happier person is realizing that positive feelings will ebb and flow and turning to your happiness toolbox for help. Happiness is based on a number of factors, some we are in control of and others that are circumstantial. But if you prioritize the practice of happiness, you will inevitably experience happiness. For added peace of mind, give this blog post a read.

Resources:
PODCAST
“What makes a good life? Lessons from the longest study on happiness.”
Listen in as psychiatrist Robert Waldinger shares three lessons learned from the study and gives advice on how to be happier.
https://www.ted.com/talks/robert_waldinger_what_makes_a_good_life_lessons_from_the_longest_study_on_happiness
BOOK
The Happiness Advantage: The Seven Principles of Positive Psychology That Fuel Success and Performance at Work. 
For more on the power of positivity, particularly as it relates to your work life, consider Shawn Achor’s book.
https://www.amazon.com/Happiness-Advantage-Principles-Psychology-Performance/dp/0307591549
ACTIVITY
The benefits of giving back are two-fold: to whom you’re giving and yourself. If you’re in need of inspiration and would like to spend more time in your community, find an organization or charity near you.

Call a Certified Broker In Colorado

We can help all along the way!

Insurance is important and complicated. That’s why we still offer a state-wide network of confidential experts who are trained to assist you, at no additional charge. Our certified Brokers and Assistance Network teams are qualified to help you understand your options for coverage.  Jo Anne Bly 719-434-2015, Licence Broker for Connect For Health Colorado.

Colorado Tax Subsidiary Credit Save $$$

Are you leaving money on the table? 
Are you one of thousands of Coloradans who qualify for the monthly savings but don’t know it? Even if you make as much as $45,000 a year ($98,000 for a family of four) you can access financial help to lower your monthly premiums. You can quickly check to see if you qualify for savings. Open Enrollment starts November 1. Likely you’ve heard that costs for premiums will be going up for 2018. The good news is that financial help increases right alongside those premiums, making it more important than ever to check to see if you qualify.  Please call me I can help you, as I am a Certified Health Insurance Broker for Connectforhealthco.com 
719-4342015, Jo Anne Bly

Wednesday, September 27, 2017

No ACA Repeal and Replace under 2017 Reconciliation Process – What’s Next? On September 26, Senate Republican leadership determined the Graham-Cassidy bill, which would repeal and replace parts of the Affordable Care Act (ACA), did not have enough support to bring up for a vote by the Senate. This bill was the Senate’s final attempt to repeal and replace the ACA under the fiscal year 2017 reconciliation rules, which expire on September 30. The budget reconciliation process was the preferred option by the Republican-led Congress to pass legislation to repeal and replace parts of the ACA. While the House passed a bill back in May, the Senate was unable to pass any legislation even with the 51 vote threshold for a reconciliation bill (versus 60 votes for non-reconciliation bills). Since more than two of the 52 Republican Senators opposed the various repeal and replace bills, none garnered the required votes to pass. Because authority for the budget reconciliation is derived from the current fiscal year’s budget resolution, the Senate parliamentarian ruled that the 2017 reconciliation process must conclude by the end of the federal government’s fiscal year, September 30. What’s Next for the ACA and Health Care Reform? Before Senate Republicans focused their efforts on the Graham-Cassidy bill, the Senate Health, Education, Labor and Pensions (HELP) Committee held bipartisan hearings to discuss “actions Congress should take to stabilize and strengthen the individual health insurance market” in 2018. With the 2017 reconciliation deadline passing, it’s possible bipartisan efforts will now resume since Republicans do not have enough votes to pass a bill without Democratic support. Republican leadership in Congress could also start the reconciliation process over again for the 2018 fiscal year. Restarting the reconciliation process would require a 2018 budget resolution with the appropriate instructions for reconciliation to pass both chambers of Congress, then 2018 bills would need to be drafted and voted on in both chambers. An identical bill must pass both chambers before the President can sign into law.

?No ACA Repeal and Replace under 2017 Reconciliation Process – 
What’s Next
On September 26, Senate Republican leadership determined the Graham-Cassidy bill, which would repeal and replace parts of the Affordable Care Act (ACA), did not have enough support to bring up for a vote by the Senate. This bill was the Senate’s final attempt to repeal and replace the ACA under the fiscal year 2017 reconciliation rules, which expire on September 30.
The budget reconciliation process was the preferred option by the Republican-led Congress to pass legislation to repeal and replace parts of the ACA. While the House passed a bill back in May, the Senate was unable to pass any legislation even with the 51 vote threshold for a reconciliation bill (versus 60 votes for non-reconciliation bills). Since more than two of the 52 Republican Senators opposed the various repeal and replace bills, none garnered the required votes to pass. Because authority for the budget reconciliation is derived from the current fiscal year’s budget resolution, the Senate parliamentarian ruled that the 2017 reconciliation process must conclude by the end of the federal government’s fiscal year, September 30.
What’s Next for the ACA and Health Care Reform?
Before Senate Republicans focused their efforts on the Graham-Cassidy bill, the Senate Health, Education, Labor and Pensions (HELP) Committee held bipartisan hearings to discuss “actions Congress should take to stabilize and strengthen the individual health insurance market” in 2018. With the 2017 reconciliation deadline passing, it’s possible bipartisan efforts will now resume since Republicans do not have enough votes to pass a bill without Democratic support.
Republican leadership in Congress could also start the reconciliation process over again for the 2018 fiscal year. Restarting the reconciliation process would require a 2018 budget resolution with the appropriate instructions for reconciliation to pass both chambers of Congress, then 2018 bills would need to be drafted and voted on in both chambers. An identical bill must pass both chambers before the President can sign into law.

Congress at Crossroads After Another GOP Healthcare Failure

WASHINGTON (AP) — Congress is at a crossroads after Republicans' stinging failure to repeal Barack Obama's health care law. But what's next — more partisan conflict or a pragmatic shift toward cooperation?
Unless Republicans and Democrats in Congress can work together, and bring along an often unpredictable President Donald Trump, political conflict over health care may spread. Bipartisan talks on legislation to stabilize shaky insurance markets are on again, but time is short and there's no guarantee of success.
Congress also has yet to renew funding for programs that traditionally enjoy broad support, such as children's health insurance and community health centers, despite approaching deadlines.
Feelings were raw Tuesday after Senate GOP leaders announced they would not take their latest "repeal and replace" bill to the floor for lack of support. Some lawmakers said it's still possible to bridge the partisan gap on a limited set of priority issues.
Sen. Lamar Alexander, R-Tenn., said he would resume efforts to reach a bipartisan deal with Sen. Patty Murray, D-Wash., to stabilize markets for individual insurance policies that 18 million people rely on. More than half of those consumers are covered under the health law.
Alexander is chairman of the Senate Health, Education, Labor and Pensions Committee; Murray is the top Democrat on the committee. Alexander runs the risk of being accused by some fellow Republicans of trying to "bail out Obamacare."
Murray is under pressure from fellow Democrats not to make concessions to Alexander, who is seeking changes that would make it easier for states to get waivers from some of the law's requirements, potentially leading to plans with lower premiums.
"I'm still concerned about the next two years, and Congress has an opportunity to slow down premium increases in 2018, begin to lower them in 2019, and do our best to make sure there are no counties where people have zero options to buy health insurance," Alexander said in a statement.
Sen. Ron Wyden, D-Ore., who has worked with Republicans on a range of health care issues, said cooperation is the only way to avoid creating needless problems for constituents.
"You recognize the opportunities that are in front of you," said Wyden, the top Democrat on the Senate Finance Committee, which oversees health care funding. "My hope is we can come together."
Wyden's list includes renewing the Children's Health Insurance Program for 9 million kids, whose funding expires this week, as well as short-term action to stabilize the Affordable Care Act's insurance markets, by guaranteeing subsidies for copayments and deductibles. Experts say that could cut expected double-digit premium increases in many states by about half.
The missing ingredient seems to be leadership, say outside observers.
Neither Trump, nor House Speaker Paul Ryan nor Senate Majority Leader Mitch Connell has given clear approval for a bipartisan approach. Some governors have called for a health care reset that would involve both parties working together on a limited agenda, but their suggestion hasn't been embraced in Washington.
"The question is whether you can you forge a coalition that doesn't include either the hard right or the hard left," said GOP health economist Gail Wilensky. "I have not been able to answer who would provide the leadership for such an effort. Neither the leadership in the House or the Senate has embraced the notion of trying to forge a bipartisan coalition, and it is very hard to move legislation without that."
Rep. Richard Neal, D-Mass., said Trump at a meeting with lawmakers raised the possibility of seeking a deal with Democrats. There's no hint what that might entail.
If anything, Democrats have been moving to the left after Sen. Bernie Sanders, I-Vt., relaunched his "Medicare for all" plan recently. Under Sanders' plan, government would pay for medical services, replacing employers and insurers. Some liberal activists argue that support for "single-payer" should be a qualifying test for Democratic candidates in 2018 and beyond.
Other Democrats say single-payer would lead to political defeat, because of the massive tax increases required.
"It's not going to happen," said former Rep. Henry Waxman, D-Calif., one of the main authors of the Obama law. "You can talk about it, and plant a flag, and say that's where you'd like to go, but in the meantime people need their insurance coverage."
Wednesday is the deadline for insurers to sign contracts to offer policies for 2018 on the health law's markets. Sign-up season starts Nov. 1. About half the 18 million Americans with individual policies get no subsidies under the health law. Without congressional action some are facing premiums that rival a mortgage payment.
Saturday is the deadline for Congress to act on children's health insurance and community health center funding. Brief delays are not expected to cause disruptions, but a protracted holdup would.

Sunday, September 24, 2017

GOP Health Care Bill

WASHINGTON (AP) — Republican opposition to the GOP health care bill swelled to near-fatal numbers Sunday as Sen. Susan Collins all but closed the door on supporting the last-ditch effort to scrap the Obama health care law and Sen. Ted Cruz said that "right now" he doesn't back it.
White House legislative liaison Marc Short and Sen. Lindsey Graham, R-S.C., one of the measure's sponsors, said Republicans would press ahead with a vote this week. But the comments by Collins and Cruz left the Republican drive to uproot President Barack Obama's Affordable Care Act dangling by an increasingly slender thread.
A showdown must occur this week for Republicans to prevail with their narrow Senate majority. Next Sunday, protections expire against a Democratic filibuster, bill-killing delays that Republicans lack the votes to overcome.
Already two GOP senators, Rand Paul of Kentucky and John McCain of Arizona, have said they oppose the legislation. All Democrats will vote against it. "No" votes from three of the 52 GOP senators would kill the party's effort to deliver on its perennial vow to repeal "Obamacare" and would reprise the party's politically jarring failure to accomplish that this summer.
Collins cited the bill's cuts in the Medicaid program for low-income people and the likelihood that it would result in many losing health coverage and paying higher premiums. The Maine moderate also criticized a provision letting states make it easier for insurers to raise premiums on people with pre-existing medical conditions.
"It's very difficult for me to envision a scenario where I would end up voting for this bill," said Collins.
The conservative Cruz also voiced opposition, underscoring the bill's problems with both ends of the GOP spectrum.
"Right now, they don't have my vote," Cruz said at a festival in Austin, Texas. He suggested the measure doesn't do enough to reduce premiums by allowing insurers to sell less comprehensive coverage than Obama's law allows.
Cruz said he doesn't think fellow conservative Sen. Mike Lee, R-Utah, backs the GOP bill. Lee spokesman Conn Carroll said Lee wants "technical changes" but hasn't finalized his position.
The growing opposition leaves the White House and party leaders desperate to rescue their promise to repeal Obama's law with one immediate option: changing opponents' minds.
Republicans have said they're still reshaping the bill in hopes of winning over skeptics. Collins said sponsors were making last-minute adjustments in the measure's formulas for distributing federal money to states.
"So yes, we're moving forward and we'll see what happens next week," Graham said.
Paul said even though the bill transforms federal health care dollars into block grants states would control, the GOP bill left too much of that spending intact.
"Block granting Obamacare doesn't make it go away," Paul said.
McCain has complained that Republicans should have worked with Democrats in reshaping the country's $3 trillion-a-year health care system and cited uncertainty over the bill's impact on consumers.
A chief target of GOP leaders is Sen. Lisa Murkowski, R-Alaska, whose state has unusually high health care costs because of its many remote communities. Collins and Murkowski were the only Republicans who voted "no" on four pivotal votes on earlier versions of the GOP legislation in July.
Murkowski has remained uncommitted, saying she's studying the bill's impact on Alaska. Her state's officials released a report Friday citing "unique challenges" and deep cuts the measure would impose on the state.
Senate Majority Leader Mitch McConnell, R-Ky., has said he intends to have a vote this week but has stopped short of firmly committing to it. If party leaders expected to lose, they would have to choose between conservatives demanding no surrender and others seeing no point in another demoralizing defeat.
The White House's Short said he expects a vote Wednesday.
Major health industry organizations including America's Health Insurance Plans representing insurers and the American Hospital Association released a statement Saturday urging the legislation's rejection. They said it would "drastically" weaken individual health insurance markets and "undermine safeguards" for seriously ill people.
Recent polls have also shown a public preference for retaining Obama's law over scrapping it.
This summer's setback infuriated the GOP's core conservative voters and prompted President Donald Trump to unleash a series of tweets blaming McConnell for the failure. In recent days, Trump tweeted that any GOP senator opposing the bill would be known as "the Republican who saved ObamaCare."
The bill would repeal much of the 2010 law, including its tax penalties on people who don't buy insurance and on larger employers not offering coverage to workers. States could loosen coverage requirements under the law's mandates, including prohibiting insurers from charging seriously ill people higher premiums and letting them sell policies covering fewer services.
It would eliminate Obama's expansion of Medicaid and the subsidies the law provides millions of people to reduce their premiums and out of pocket costs, substituting block grants to states.
Collins was on CBS' "Face the Nation" and CNN's "State of the Union," Graham appeared on ABC's "This Week" and Paul was on NBC's "Meet the Press," and Short was on CBS, NBC and "Fox News Sunday."
___
Associated Press writer Catherine Lucey in Somerset, New Jersey, contributed to this report.

Repeal and Replace Effort to the Brink of failure

WASHINGTON — Unwilling to concede defeat on a bedrock GOP promise, President Donald Trump on Saturday tried to sway two Republican holdouts on the party's last-ditch health care hope while clawing at his nemesis who again has brought the "Obamacare" repeal-and-replace effort to the brink of failure.
Trump appealed to Sen. Lisa Murkowski, a possible "no" vote, to swing around for the sake of Alaskans up in arms over high insurance costs, and suggested that Kentucky Sen. Rand Paul might reverse his stated opposition "for the good of the Party!"
Arizona Sen. John McCain, whose announcement Friday that he would not vote for the proposal seemingly scuttled efforts to revive the repeal, came under renewed criticism from the White House. It was the second time in three months that McCain, at 81 in the twilight of a remarkable career and battling brain cancer, had emerged as the destroyer of his party's signature and yearslong pledge to voters on health care.

"He campaigned on Repeal & Replace. Let Arizona down!" Trump tweeted.
With Senate Democrats unanimously opposed, two is the exact number of GOP votes that Majority Leader Mitch McConnell, R-Ky., can afford to lose. McCain and Paul are in the "no" column, Sen. Susan Collins, R-Maine, is leaning against the bill and Murkowksi is also a possible "no."
But Trump isn't letting go, as seen by his series of tweets while he spends the weekend at his New Jersey golf club.
Aiming at Murkowski, Trump cited increases in premiums and other costs in Alaska under the Affordable Care Act. "Deductibles high, people angry! Lisa M comes through," he wrote.
Trump, without offering support for his assertion about former presidential rival Paul, said: "I know Rand Paul and I think he may find a way to get there for the good of the Party!"
But there was no doubt where Trump stood on McCain.
"John McCain never had any intention of voting for this Bill," Trump said. The measure was co-written by South Carolina Sen. Lindsey Graham, McCain's closest Senate ally, and Sen. Bill Cassidy, R-La.
"McCain let his best friend L.G. down!" Trump said, adding that the health bill was "great for Arizona."
McCain, in explaining that he could not "in good conscience" vote for the legislation, said both parties "could do better working together" but hadn't "really tried." He also he could not support the measure "without knowing how much it will cost, how it will affect insurance premiums, and how many people will be helped or hurt by it."
His opposition all but ensured a major setback for Trump and McConnell, and appeared likely to deepen rifts between congressional Republicans and a president who has begun making deals with Democrats out of frustration with his own party's failure to turn proposals into laws.
During the election campaign Trump had pledged to quickly kill the Affordable Care Act — "It will be easy," he contended — and he has publicly chided McConnell for not winning passage before now.
Up until McCain's announcement, McConnell allies were optimistic McCain's relationship with Graham might make the difference. GOP leaders hoped to bring the legislation to the full Senate this coming week. They face a Sept. 30 deadline, at which point special rules that prevent a Democratic filibuster will expire.
Democrats hailed McCain's announcement and pledged to commit to the bipartisan process he sought. GOP Sen. Lamar Alexander of Tennessee and Democratic Sen. Patty Murray of Washington have been working on a package of limited legislative fixes to the health law's marketplaces.
"John McCain shows the same courage in Congress that he showed when he was a naval aviator," said Senate Minority Leader Chuck Schumer, D-N.Y. "I have assured Sen. McCain that as soon as repeal is off the table, we Democrats are intent on resuming the bipartisan process."
Trump charged that Schumer "sold John McCain a bill of goods. Sad."
The Graham-Cassidy bill would repeal major pillars of the health law and replace them with block grants to states to design their own programs.
"Large Block Grants to States is a good thing to do. Better control & management," Trump tweeted.
But major medical groups said millions of people would lose insurance coverage and protections. A bipartisan group of governors announced their opposition.
The House passed its own repeal bill back in May, prompting Trump to convene a Rose Garden celebration, which soon began to look premature.
After the Senate failed in several attempts in July, the legislation looked dead. But Cassidy kept at it with his state-focused approach, and the effort caught new life in recent weeks as the deadline neared. Trump pushed hard, hungry for a win.
The bill would get rid of unpopular mandates for people to carry insurance or face penalties. It would repeal the financing for Obama's health insurance expansion and create a big pot of money states could tap to set up their own programs, with less federal oversight. It would limit spending for Medicaid, the federal-state program that now covers more than 70 million low-income people. Insurance rules that protect people with pre-existing conditions could be loosened through state waivers.
Over time, the legislation would significantly reduce federal health care dollars now flowing to the states. But McConnell had little margin for error in a Senate split 52-48 between Republicans and Democrats, and could lose only two votes, counting on Pence to break the tie.

Friday, September 8, 2017

Colorado governor makes case for HickCare on Capitol Hill

Gov. John Hickenlooper advocated a bipartisan revision to the nation's health insurance program during a U.S. Senate hearing Thursday.
"Many people are angry, and they have a right to be," the Democratic governor testified.
He developed the plan with six governors from both parties as the time to revise the Obama administration's Affordable Care Act is running out this year.
A Senate budget resolution that Republicans have been using to authorize repeal of Obamacare expires at the end of this month.
Meanwhile, insurance companies hit with huge claims are dramatically increasing premiums or closing their business in some states.
Virginia and Tennessee could lose all of their health insurers in little more than a year unless Congress intervenes to change the Affordable Care Act, senators said at the hearing.
In Colorado, 14 counties are served by only one health insurer since other companies dropped out, Hickenlooper said. Some families pay as much as a quarter of their income to comply with the Affordable Care Act's requirement to be insured, known as the individual mandate.
"Our Division of Insurance is projecting premiums will increase by as much as 27 percent in 2018," Hickenlooper said. "It's a big problem."
So far, all efforts by Republicans to change the Affordable Care Act have failed, leaving a bipartisan plan like the one proposed by Hickenlooper as one of the few alternatives.
The Senate Health, Education, Labor and Pensions Committee scheduled four hearings in a week as it tries to salvage a new health insurance program.
Hickenlooper suggested keeping the unpopular requirement that individuals must buy the insurance if employers don't offer it, at least until Congress develops a better replacement.
Another provision of the plan he spearheaded with Republican Gov. John Kasich of Ohio calls on the Trump administration to fund cost-sharing reduction payments to insurers.
The plan also says Congress should fund a reinsurance program to cover care for the sickest patients, thereby eliminating their heavy costs from everyone else's premiums.
"So many of these [insurance] pools tend to be dominated by the least healthy people," Hickenlooper said.
He said he knew of a few patients whose health care costs exceeded $5 million a year.
"That raises premiums for everyone," Hickenlooper said.
He wants Congress to give states more flexibility to craft their own solutions to health care costs, rather than forcing them to comply with one federal standard.
"Existing regulations limit our ability to come up with creative solutions," Hickenlooper said.
One of the most successful state programs mentioned during a Senate hearing Wednesday was Alaska's reinsurance program.
The state invoked Section 1332 of the Affordable Care Act to authorize shifting federal funds to state programs that bring down insurance premium prices. Alaska shifted coverage for patients whose cases are the costliest to a separate pool that the state funds through a reinsurance program.
Premiums for all other insured persons fell 7 percent afterward.
The bipartisan plan Hickenlooper proposes draws from the Alaska example.
Colorado's primary innovation is its Accountable Care Cooperative, Hickenlooper said.
The cooperative gives residents an option to join a system that emphasizes preventive health care, such as immunizations, health screenings and weight management.
"In Colorado, we're trying to stretch federal dollars and pinch pennies," Hickenlooper said. "It's time for the federal government to work with us, not against us."
U.S. Sen. Michael Bennet, D-Colo., said other industrialized countries pay half as much as the United States on health insurance but still provide their people with good care.
"We're getting worse results," Bennet said.
U.S. Sen. Cory Gardner, R-Colo., issued a statement before the hearing Thursday, urging cooperation in Congress to resolve skyrocketing health-care costs.
"Our current health-care system will continue to fail Coloradans if we don't do something to address the rising costs created by the Affordable Care Act," Gardner said. "This should not be OK."
Hickenlooper was joined at the speakers table Thursday by Republican Govs. Charlie Baker of Massachusetts, Bill Haslam of Tennessee and Gary Herbert of Utah, along with Democratic Gov. Steve Bullock of Montana.
A group of Colorado Senate Republicans "mailed in" questions to Hickenlooper about his "nominally bipartisan" proposal.
The governor "didn't bother to discuss his supposedly-bipartisan plan with Colorado Republicans," Senate President Kevin Grantham said in a statement, "so we thought we'd give this a shot."
The questions addressed the growth of Medicaid, rising premiums and a lack of details in Hickenlooper's proposal.
"The governors' plan offers no specific recommendation for modifying the onerous burdens in current law placed on small employer plans," the Colorado Republicans wrote. "Does Governor Hickenlooper, as a former small business employer, have any personal thoughts or recommendations on that important issue?"
Grantham questioned labeling Hickenlooper's plan "bipartisan" when only two of the nation's 34 Republican governors signed on.
"If we're going to come up with a Colorado solution to these issues, in a truly bipartisan way, Colorado Republicans should have a place at the table that they haven't had so far," Grantham wrote.

Colorado regulators approve average 27 percent hike in insurance rates

Colorado health insurance regulators on Wednesday made official a 27-percent average rate hike for people buying their own plans next year.
Colorado's Insurance Commissioner Marguerite Salazar cited continued turmoil on Capitol Hill in signing off on the rate increases, which come on the heels of a 20.4-percent rise in premium prices this year.
In doing so, she challenged Congress to pass several key reforms by Sept. 30 - promising to request those rates be lowered if lawmakers met the deadline.
"We'd be more than willing to work overtime to get those new rates certified," Salazar said.

Hickenlooper-Kasich, Crazy Enough to Work?

Gov. John Hickenlooper advocated a bipartisan revision to the nation's health insurance program during a U.S. Senate hearing Thursday.
"Many people are angry, and they have a right to be," the Democratic governor testified.
He developed the plan with six governors from both parties as the time to revise the Obama administration's Affordable Care Act is running out this year.
A Senate budget resolution that Republicans have been using to authorize repeal of Obamacare expires at the end of this month.
Meanwhile, insurance companies hit with huge claims are dramatically increasing premiums or closing their business in some states.
Virginia and Tennessee could lose all of their health insurers in little more than a year unless Congress intervenes to change the Affordable Care Act, senators said at the hearing.
In Colorado, 14 counties are served by only one health insurer since other companies dropped out, Hickenlooper said. Some families pay as much as a quarter of their income to comply with the Affordable Care Act's requirement to be insured, known as the individual mandate.
"Our Division of Insurance is projecting premiums will increase by as much as 27 percent in 2018," Hickenlooper said. "It's a big problem."
So far, all efforts by Republicans to change the Affordable Care Act have failed, leaving a bipartisan plan like the one proposed by Hickenlooper as one of the few alternatives.
The Senate Health, Education, Labor and Pensions Committee scheduled four hearings in a week as it tries to salvage a new health insurance program.
Hickenlooper suggested keeping the unpopular requirement that individuals must buy the insurance if employers don't offer it, at least until Congress develops a better replacement.
Another provision of the plan he spearheaded with Republican Gov. John Kasich of Ohio calls on the Trump administration to fund cost-sharing reduction payments to insurers.
The plan also says Congress should fund a reinsurance program to cover care for the sickest patients, thereby eliminating their heavy costs from everyone else's premiums.
"So many of these [insurance] pools tend to be dominated by the least healthy people," Hickenlooper said.
He said he knew of a few patients whose health care costs exceeded $5 million a year.
"That raises premiums for everyone," Hickenlooper said.
He wants Congress to give states more flexibility to craft their own solutions to health care costs, rather than forcing them to comply with one federal standard.
"Existing regulations limit our ability to come up with creative solutions," Hickenlooper said.
One of the most successful state programs mentioned during a Senate hearing Wednesday was Alaska's reinsurance program.
The state invoked Section 1332 of the Affordable Care Act to authorize shifting federal funds to state programs that bring down insurance premium prices. Alaska shifted coverage for patients whose cases are the costliest to a separate pool that the state funds through a reinsurance program.
Premiums for all other insured persons fell 7 percent afterward.
The bipartisan plan Hickenlooper proposes draws from the Alaska example.
Colorado's primary innovation is its Accountable Care Cooperative, Hickenlooper said.
The cooperative gives residents an option to join a system that emphasizes preventive health care, such as immunizations, health screenings and weight management.
"In Colorado, we're trying to stretch federal dollars and pinch pennies," Hickenlooper said. "It's time for the federal government to work with us, not against us."
U.S. Sen. Michael Bennet, D-Colo., said other industrialized countries pay half as much as the United States on health insurance but still provide their people with good care.
"We're getting worse results," Bennet said.
U.S. Sen. Cory Gardner, R-Colo., issued a statement before the hearing Thursday, urging cooperation in Congress to resolve skyrocketing health-care costs.
"Our current health-care system will continue to fail Coloradans if we don't do something to address the rising costs created by the Affordable Care Act," Gardner said. "This should not be OK."
Hickenlooper was joined at the speakers table Thursday by Republican Govs. Charlie Baker of Massachusetts, Bill Haslam of Tennessee and Gary Herbert of Utah, along with Democratic Gov. Steve Bullock of Montana.
A group of Colorado Senate Republicans "mailed in" questions to Hickenlooper about his "nominally bipartisan" proposal.
The governor "didn't bother to discuss his supposedly-bipartisan plan with Colorado Republicans," Senate President Kevin Grantham said in a statement, "so we thought we'd give this a shot."
The questions addressed the growth of Medicaid, rising premiums and a lack of details in Hickenlooper's proposal.
"The governors' plan offers no specific recommendation for modifying the onerous burdens in current law placed on small employer plans," the Colorado Republicans wrote. "Does Governor Hickenlooper, as a former small business employer, have any personal thoughts or recommendations on that important issue?"
Grantham questioned labeling Hickenlooper's plan "bipartisan" when only two of the nation's 34 Republican governors signed on.
"If we're going to come up with a Colorado solution to these issues, in a truly bipartisan way, Colorado Republicans should have a place at the table that they haven't had so far," Grantham wrote.

Equifax breach exposes 143 million to ID theft

SAN FRANCISCO — Credit monitoring company Equifax has been hit by a high-tech heist that exposed the Social Security numbers and other sensitive information about 143 million Americans. Now the unwitting victims have to worry about the threat of having their identities stolen.
The Atlanta-based company, one of three major U.S. credit bureaus, said Thursday that "criminals" exploited a U.S. website application to access files between mid-May and July of this year.
The theft obtained consumers' names, Social Security numbers, birth dates, addresses and, in some cases, driver's license numbers. The purloined data can be enough for crooks to hijack the identities of people whose credentials were stolen through no fault of their own, potentially wreaking havoc on their lives.
"On a scale of one to 10, this is a 10 in terms of potential identity theft," said Gartner security analyst Avivah Litan. "Credit bureaus keep so much data about us that affects almost everything we do."
Lenders rely on the information collected by the credit bureaus to help them decide whether to approve financing for homes, cars and credit cards. Credit checks are even sometimes done by employers when deciding whom to hire for a job.
Equifax discovered the hack July 29, but waited until Thursday to warn consumers. The Atlanta-based company declined to comment on that delay or anything else beyond its published statement. It's not unusual for U.S. authorities to ask a company hit in a major hack to delay public notice so that investigators can pursue the perpetrators.
The company established a website, https://www.equifaxsecurity2017.com/, where people can check to see if their personal information may have been stolen. Consumers can also call 866-447-7559 for more information. Experian is also offering free credit monitoring to all U.S. consumers for a year.
"This is clearly a disappointing event for our company, and one that strikes at the heart of who we are and what we do," Equifax CEO Richard Smith said in a statement. "I apologize to consumers and our business customers for the concern and frustration this causes."
This isn't the biggest data breach in history. That indignity still belongs to Yahoo, which was targeted in at least two separate digital burglaries that affected more than 1 billion of its users' accounts throughout the world.
But no Social Security numbers or drivers' license were taken in the Yahoo break-in.
Equifax's security lapse could be the largest involving the theft of Social Security numbers, one of the most common methods used to confirm a person's identity in the U.S. It eclipses a 2015 hack at health insurer Anthem Inc. that involved the Social Security numbers of about 80 million people .
Any data breach threatens to tarnish a company's reputation, but it is especially mortifying for Equifax, whose entire business revolves around providing a clear financial profile of consumers that lenders and other businesses can trust.
"This really undermines their credibility," Litan said. It also could undermine the integrity of the information stockpiled by two other major credit bureaus, Experian and TransUnion, since they hold virtually all the data that Equifax does, Litan said.
Equifax's stock dropped 13 percent to $124.10 in extended trading after its announcement of the breach.
The potential aftershocks of the Equifax breach should make it clear that Social Security numbers are becoming an unreliable way to verify a person's identity, Nathaniel Gleicher, the former director of cybersecurity policy in the White House during the Obama administration, said in an email statement.
"This breach might just have put the nail in the coffin of the idea that we can use personal identifiers like Social Security numbers as security factors," wrote Gleicher, who now oversees cybersecurity strategy for computer security firm Illumio.
Besides all the personal information that was stolen in its breach, Equifax said the credit card numbers for about 209,000 U.S. consumers were also taken, as were "certain dispute documents" containing personal information for approximately 182,000 U.S. individuals.
The company said hackers also accessed some "limited personal information" from British and Canadian residents. Equifax said it doesn't believe that consumers from other countries were affected.