About Connect for Health Colorado Nov. 1 to Dec. 15 Health Insurance

Connect for Health Colorado is a public, nonprofit entity established by the Colorado General Assembly in 2011 to create a health insurance marketplace.  Since 2013, we’ve been helping individuals, families, and small employers compare plans, apply for financial help, and buy health insurance. As Colorado’s official health insurance marketplace, we are the only place to apply for financial help to lower the monthly cost of premiums. Customers can shop online; get help by phone or online chat from Customer Service Center representatives; and access expert, in-person help from a statewide network of certified Brokers and community-based Assisters. For more information:  ConnectforHealthCO.com or Call Agent Jo Anne 719-434-2015

Medicare Supplement Colorado

 If you have browsed our site you may be familiar with the A, B, C and D’s of Medicare and your coverage options. Medicare Supplement plans, also called Medi-Gap plans help to fill in the cost “gaps” left by Original Medicare. These gaps include deductible and co-insurance amounts. Medicare Supplement plans are offered by private insurance companies. Costs will vary by coverage and company. Call Jo Anne at 719-661-3091 or PeakInsurancBroker.com

Colorado Connect for Health Colorado 7/10/20

To Our Valued Stakeholders, As summer sets in and the heat is rising, I’ve taken a step back to reflect on the how we’ve been forwarding our mission in a new remote world.  We’ve supported the community by sponsoring remote events, such as Denver Pride’s Virtual 5k. Our Assistance Network Team recently completed 17 virtual site visits, with an eye toward how we plan for a more virtual Open Enrollment come November. Our Policy Team remained actively involved during the condensed end to our legislative session, which included online submission of our testimony in support of two bills that ultimately passed.

 

Our staff is spending time considering what the rest of the year’s event itinerary might look like, including how we will run the CoverCo conference and my annual visits across the state. We will update you as these events get closer, and as we develop creative ways to accomplish our work with you remotely.   New Laws Will Forward Our Mission As I’ve mentioned in my last few posts, we are thrilled that Colorado continues to innovate on solutions to provide Coloradans access to affordable health coverage. I shared my thoughts on two bills that Governor Polis signed into law this week.   We’ve already begun internal conversations on implementation for these two new laws, and we look forward to collaborating with several partners in the weeks and months to come. On that note, our Board of Directors has opened the application process for the Easy Enrollment committee. Please share this application with those who are interested and qualified.  Stay healthy and well,

 

Kevin Patterson, MURP, MPA Chief Executive Officer Connect for Health Colorado

Colorado Health Insurance is open until April 3rd

Life change events include but are not limited to: 

Family additions or changes

• Birth of a baby, adoption of a child or placement of a child for foster care
• Getting married
• Death of a household member enrolled in a plan through Connect for Health Colorado

Loss of health insurance coverage

• You lost of job-based coverage 
• You no longer qualify for Health First Colorado (Colorado’s Medicaid program) 
• You no longer qualify for Medicare Part A
• You are turning 26 and aging off your parent’s plan
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Move or change in permanent residence

• Move to Colorado
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Changes to income (for current enrollees only)

• Changes in your income that affect the amount of Cost-Sharing Reductions (lower out-of-pocket costs) you qualify for
• Changes in your income that make you newly qualify for Premium Tax Credit (lower monthly costs)
• Changes in your income that make you no longer qualify for the Premium Tax Credit (lower monthly costs)

See whether your new income makes newly eligible for financial help »

Colorado is now accepting Health Insurance because of the Coronado-virus! Call or email your Broker!

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March 3, 2020 -- The threat that the virus causing COVID-19 could sicken pets and spread between them and their owners is extremely low.

Editor's Note: For the latest updates on the 2020 coronavirus outbreak, see our news coverage.

March 3, 2020 -- The threat that the virus causing COVID-19 could sicken pets and spread between them and their owners is extremely low, veterinarians say.

Concerns about pet illness with COVID-19, and spread between owners and their animals emerged on Feb. 28, when Hong Kong health authorities announced that a dog belonging to a woman sick with COVID-19, also tested “weak positive” for the new coronavirus, the virus that causes the disease.

Slideshow

Slideshow: Surprising Things You Didn't Know About Dogs and Cats

1/27

Fact: Dog Kisses Can Make You Sick

Think dogs' mouths are cleaner than humans? Think again. Dogs' chops are teeming with bacteria and parasites and may harbor germs like salmonella and campylobacter. These organisms get into a dog's mouth from eating spoiled food or when he uses his tongue as toilet paper. Then a kiss moves these germs from pooch to person, potentially along with a nasty case of diarrhea.

2/27

Fact: Humans Can Make Pets Sick

It's not common, but it happens. H1N1 "swine" flu has hit cats, dogs, and ferrets -- contracted from their sick owners. Most often it's mild, but a few pets have died, so vets advise frequent hand washing and separate beds when the owner is sick. Dogs and people can also share the same strains of E. coli bacteria. And MRSA, the "superbug," can move between humans and dogs.

3/27

Myth: Cats Steal a Baby's Breath

This superstition goes back to the 1700s. When babies died of sudden infant death syndrome (SIDS), people were quick to blame a cat seen lying in the crib. Today, soft toys, illnesses, a stomach-lying position have all been linked to SIDS -- but not cats. Cats are drawn to cribs because they're warm, cozy, elevated places -- perfect for a catnap.

4/27

Fact: Dogs Can Smell Hypoglycemia

It sounds like a Lassie TV episode, but it's truth, not fiction. Dogs can sniff out a dangerous drop in blood sugar in a diabetic owner and alert the person to take action by pawing, licking, whining, or barking. Some dogs have even been trained and placed as diabetic service dogs. Their nose for hypoglycemia (low blood sugar) is correct 90% of the time, according to their trainers.

5/27

Fact: Dogs Have a Look of Love

When your dog locks eyes with you, it may genuinely be a look of love, and not simply a form of begging. Dogs can develop this atypical behavior with close human companions -- while between dogs or with a strange person, a direct stare is a threat. Of course not every glance from Fido is loving -- he may simply want your dinner. Or, if his body is tense and ears flattened, he may be telling you to back off.

6/27

Fact: Cats May Love Too Much

Behavior experts confirm that some cats really do experience separation anxiety when apart from a favorite person -- and that's one reason a sweet kitty may pee on your clothes when you're at work. Other signs: the cat paces, vocalizes, or blocks the owner's path to the door. Left alone, she may vomit or be too worried to eat. For cats who love too much, behavior therapy can help -- along with anti-anxiety medications for severely affected cats.

7/27

Fact: Dogs Can Learn 250 Words

The smartest, best-trained breeds are similar to a 2-year-old child in their ability to understand human speech, according to researcher Stanley Coren, PhD. These dogs understand up to 250 words, while the average dog can understand 150 words.
Top Dog: Border collie, poodle, German shepherd, golden retriever, Doberman pincher
Beauty Before Brains: Borzoi, chow chow, bull dog, basenji, Afghan hound.

8/27

Fact: White Cats Are Often Deaf

Cats with a white coat are often deaf in one or both ears, especially those with blue eyes. When only one eye is blue, the cat is likely to be deaf on that side only. Many owners report that deaf cats are not too bright -- but it's not clear if deafness or lower intelligence is to blame.

9/27

Myth: Cats Will Land on Their Feet

Cats are champs at landing feet first over short distances, thanks to a highly flexible backbone. But they do sometimes land on their heads. And beyond one or two stories, their feet cannot "break" the fall. Their heads and bodies collide with the ground, causing severe injuries. Cats with access to an elevated, open window may also focus so intently on a bird, that they lose their balance and fall -- called high-rise syndrome.

10/27

Fact: Dogs Can Dance

Dog lovers have created a competitive event called canine freestyle that brings the bond between human and animal to a new high. A dog and handler pair up -- ballroom dancing style -- for a choreographed dance performed with music and, sometimes, matching costumes.

11/27

Fact: Cats Smell With Their Mouths

Cats have a small scent gland in the roof of the mouth called the vomeronasal organ. For a really good whiff of something like urine or another cat's private parts, they'll open their mouths wide to draw the odor to this scent organ. This fierce-looking behavior is called the Flehmen reaction, and it's often seen in males who are checking out a female cat in heat.

12/27

Myth: Tail Wagging, Happy Dog

A dog wags his tail in three very different moods and only one is happy. When it's unusually high and stiff, the dog is agitated and ready to protect his turf. A tail held low and wagged very quickly shows a scared and submissive dog. A happy dog wags his tail in its natural, mid-level position -- and his ears, mouth, and body will look relaxed, too.

13/27

Fact: Newborn Pups Don't Wag

Puppies don't wag their tails before they are about three weeks old -- and some don't start until seven weeks old. Vets believe tiny puppies are capable, but they're too busy sleeping and eating to bother. As they become more alert, tail wagging starts as a kind of sign language: a peace sign to rambunctious littermates or when begging for food. Dogs almost never wag their tails when alone.

14/27

Fact: Early Bonding Key for Kitty

Some cats that are aloof or bite the hand that feeds them probably had no exposure to people in early life. Feline behavior experts say a kitten needs regular contact with people in the first seven weeks, or it may never bond with humans. Even five minutes a day in the early weeks will teach a kitten not to bite when the hand of a towering human lifts it off the ground.

15/27

Myth: Dogs See in Black and White

Not so, say canine researchers. Dogs see blue, violet, yellow, and many more shades of gray than humans. They also see better in low light and can pick up the slightest movement -- a trait that makes them good hunters. They probably do not see red, orange, or green, based on examination of the color-sensitive cone cells in canine retinas.

16/27

Myth: Warm Nose, Sick Dog

The temperature of a dog's nose changes easily and is not a good sign of illness. It can be hot and dry after lying in the sun or cool and wet from dipping into the water bowl. Better signs of illness are lethargy, loss of appetite, vomiting, coughing, or a body temperature above 102.5˚F on a rectal thermometer. The wet snout? It comes from ducts that carry tears toward the nose.

17/27

Fact: A Limp Can Mean Lung Trouble

Dogs sometimes come to the vet for a limp and leave with a diagnosis of lung cancer or some other pulmonary issue such as heartworms. Cancer in the chest can activate the leg bones to grow new tissue -- causing swelling and pain in the legs. A more typical symptom of lung cancer is a cough, although about 25% of dogs have no symptoms until cancer is detected on a chest X-ray. The leg changes -- called hypertrophic osteopathy -- can go away if the cancer is treatable.

18/27

Myth: Cats Need Milk

The long-standing myth that cats need milk is wrong and giving your pet a saucer of cow's milk could make it have diarrhea. Kittens drink their mother's milk until they are weaned and older cats may like the taste of cow's milk. But adult cats don't have much lactase, the enzyme needed to break down the lactose sugar in milk. The result is often uncomfortable and messy: diarrhea.

19/27

Myth: Dogs Need Bones

This practice comes from the idea that ancient dogs (wolves) ate plenty of bones. Today, pet dogs can get all the calcium and nutrients they need from dry kibble. Bones do satisfy the intense canine chewing instinct, but they can choke a dog or splinter into knife-like shards, even when cooked. Edible chewies or sturdy rubber chew toys from the store are a safer choice.

20/27

Myth: Licking Heals Dogs' Wounds

There is no magic healing power in dog saliva, contrary to popular belief. Quite the opposite: mouth bacteria may cause an infection that delays healing. Dogs are also prone to compulsive licking, which can result in persistent sores, called acral lick dermatitis. The healing choice is usually an Elizabethan collar that blocks his tongue from reaching a sore until it's completely healed.

21/27

Fact: Cats Kiss With Their Eyes

Cats communicate with a slow blink, according to feline experts. With their own kind, it's a peace sign, meant to put other felines at ease. Aimed at a human, this seductive blink shows affection, even love. People can return the love with a long gaze and slow blink to "blow a kiss" back in cat body language. The calming blink works on house cats, feral cats, and even tigers in the wild, according to behaviorist Roger Tabor.

22/27

Fact: Dogs Fall in Love

Can two dogs develop a loving relationship? Or do they hook up with anyone at the dog park? Anthropologist Elizabeth Marshall Thomas says dogs can fall in love and she documents a remarkable love story between "Sundog" and "Bean" in her book, "The Social Lives of Dogs." Thomas claims few dogs develop relationships because they are kept as pets in captivity, "born to do what we want, not what they want."

23/27

Fact: Smoking Kills Cats and Dogs

Secondhand smoke increases the risk of at least two fatal cancers in cats: lymphoma and oral carcinoma. Housecats get a double dose of toxins by breathing cigarette smoke in the air and by licking the residue off their fur when grooming. Dogs with long noses may develop cancerous nasal tumors from living with a smoker -- and short-nosed breeds are more prone to lung cancer.

24/27

Cat Language: Purring Through Pain

The quiet, motor-like sound of a purring cat is not yet well understood. Every cat fancier has seen their pet purring in happiness; yet cats also purr when they are in pain or close to death. It may be a self-soothing behavior. Kittens begin purring within hours of birth as they nurse -- and the mother cat purrs during feeding sessions, too.

25/27

Cat Language: Chirping

Cats make this sharp, high-pitched sound when highly aroused by the sight of prey, such as the animal more commonly known for chirping, the bird. When a cat is blocked from getting at the prey, he may chatter -- a throaty vocalization accompanied by quick movements of the lower jaw.

26/27

Dog Language: Grin and Bear It

Owners who insist their dogs can smile are correct in thinking that the canine mouth can show emotions. Relaxed and open, it can be a sign of a happy dog. A submissive grin is a canine version of our nervous smile. Dogs pull their lips up, show their front teeth, and may crouch. This harmless, nervous "grin" is easily confused with an aggressive snarl. When in doubt, don't mess with the dog.

27/27

Dog Language: Whale Eye

When a dog turns his head away, but swivels his eyes around to keep you in sight, he is displaying "whale eye," and is usually frightened or guarding something. The whites of his eyes will show in a crescent shape and disturbing him can lead to growling or snapping. A stiff body completes the tense picture. Dogs have a sideways glance for more relaxed moments, too: not much white will show and his body will look at ease.

Reviewed by Amy Flowers on 10/20/2018

The dog showed no symptoms of the disease and is in quarantine, where Hong Kong’s Agriculture, Fisheries and Conservation department is continuing to monitor and test the animal. The agency said “environmental contamination” may have caused the initial positive response and the dog will be monitored and tested repeatedly in the coming days.

“It is really hard to interpret what weak positive means,” says Guy Palmer, DVM, and senior director of global health at Washington State University Paul G. Allen School for Global Animal Health. “There is suspicion [among scientists] about whether it is a true positive.”

Until there is any information otherwise, Palmer says pet owners can feel confident that the virus isn’t spreading between pets, owners and other pets. There is a greater likelihood of certain bacteria on animals spreading between owners and their pets, so diligent hand washing is recommended, he said.

Understanding about the virus that causes COVID-19 is continuing to evolve, however, and information could change about the disease and its impact on pets and their owners in the coming weeks and months.

To help process the current situation, here are some questions and answers, based on information from the American Veterinary Medical Association, the CDC, the World Organisation for Animal Health, World Small Animal Veterinary Association and several veterinarians.

How worried should I be that the virus will infect my pet?

Not very worried. As of March 1, no animals in the United States have been identified with the virus and currently, there is no evidence that a dog or other pets can contract or spread the disease among themselves or humans, says the CDC.

“The risk to and from pets appears low at this time,” said Brennen McKenzie, VMD, a veterinarian with Adobe Animal Hospital in Los Gatos, Calif., and author of the book ‘Placebos for Pets: The Truth about Alternative Medicine in Animals.’

Animals spread viruses between one another that are genetically distinct from human viruses. The genetic distinction makes it extremely difficult for humans and their pets to pass diseases on to one another. (Except for the rabies virus, which is known to be transmitted from dogs to people. In the US, rabies is rare because dogs are required to be vaccinated against rabies.)

But what about the dog in Hong Kong? What does that test result mean for me and my family?

The Hong Kong dog is the only known instance worldwide where a pet has tested positive for the virus causing COVID-19, and scientists are skeptical about the accuracy of the test.

"We are still waiting to get more information about whether the dog in Hong Kong was actually infected with the virus, or whether it was just present on the dog, but not in an infectious way,” said Michael San Filippo, spokesman for the Illinois-based American Veterinary Medical Association, a non-profit representing 95,000 veterinarians.

He added that until Hong Kong authorities provide more information “we just don’t know if the dog could get sick, or make other animals or people sick, or if it could carry the virus and pass it on to others, or if this was a rare case.”