Qualifying Life Event

Qualifying Life Event  In order to purchase individual & family health insurance (major medical), you must enroll during the annual open enrollment period (for 2017, open enrollment begins 11/1/16 and ends 1/31/17).  The only exception on or off of the exchange is for those who experience a Qualifying Life Event (QLE).  QLE allows enrollment within 60 days of the event.  For example, if you had loss of coverage at your job, married, moved to Colorado, divorce, birth, Income change, etc. Call me for more examples!

New to Medicare?

New to Medicare?  If you are new to Medicare (turning 65 or new to Part B over 65) some carriers offer premium discounts for the first year on their Medicare Supplement Plan F.  These discounts do not appear in the online quoting so be sure to contact me for information on New to Medicare discounts from Colorado carriers.  These discounts are for those 65 and older, not for those under 65

HCC Short Term Insurance

Short-Term Health plans are available in Colorado by HCC Tokio Marine.  These plans are intended to be used as interim coverage for gaps in compliant group or individual health insurance.  They are available in 6-month terms,are subject to medical underwriting and generally exclude pre-existing conditions.  

The Future of Your Healthcare

With the 2016 election season over, we know you may have questions about the future of your healthcare. We remain as dedicated as ever to our mission of increasing access, affordability, and choice for individuals in Colorado.

Here's what we know so far:

• The law is still in effect, so coverage options haven't changed or ended.
• Free, in-person help with choosing the best plan is still available.
• Having health insurance is as important as ever to your health and financial security.
• Broken bones, disease, and other chronic conditions can happen no matter who is in office. And, in some cases, these things are preventable if you have access to care and health insurance.

Almost 20,000 Coloradans have already decided to continue coverage into 2017.

Did you know?

• 168,000 residents have health insurance through Connect for Health Colorado – 102,000 with financial assistance to help them afford their coverage.
• The uninsured rate of 6.7% is the lowest in our state’s history and one of the lowest in the country.

Customers like you should complete your enrollment by December 15th, 2016 to ensure you have coverage in 2017.

There has been a lot of talk about the future of the healthcare in our country since the election.

There are a few things we should keep in mind:

• 168,000 Colorado residents have healthcare coverage through Connect for Health Colorado.
• 102,000 are getting tax credits to help them afford their coverage.
• Our state's uninsured rate has dropped to 6.7 percent, the lowest in our state's history and one of the lowest rates in the country.
• The law that provides financial assistance to qualifying individuals and families is not changed and remains in effect.
• Customers need to continue to shop for the best coverage for themselves and their families in 2017 and complete their enrollment by Dec. 15, 2016, to avoid a gap in coverage.
• It is important for all Coloradans to have coverage, for their health and for their financial security.
• Until the new administration and Congress develop a new direction, we continue with normal operations.