Qualifying Life Event In order to purchase individual & family health insurance (major medical), you must enroll during the annual open enrollment period (for 2017, open enrollment begins 11/1/16 and ends 1/31/17). The only exception on or off of the exchange is for those who experience a Qualifying Life Event (QLE). QLE allows enrollment within 60 days of the event. For example, if you had loss of coverage at your job, married, moved to Colorado, divorce, birth, Income change, etc. Call me for more examples!
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